A: All employers are required to have workers' compensation insurance coverage to pay for medical expenses and to pay for any disabilities a worker receives from an injury at work. If the employer has workers' compensation insurance, all medical expenses, salary replacement payments and compensation for disability are paid by the insurance company.
An injured worker who learns his employer doesn't have insurance should first seek any necessary medical treatment and then call the State Department of Insurance Fraud Division at 714-712-7600, or the District Attorney's Workers' Compensation Unit at 714-648-3650.
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